You hold the keys. Always.
Kreative Cash Club is built so an adult supervises every step: profile creation, learning progress, badges, and communication. Here is exactly how it works.
The setup, in three steps
You create the adult account
Authentication happens through a verified adult email. No youth email is required.
You add a learner profile
A display name and an age band. That is enough to start — no birth dates, no addresses.
You stay in the loop
Every goal, mission, and badge in the Clubhouse belongs to a profile you control.
What we promise, in plain language.
Adult-owned profiles
Young people never independently create accounts in this release. Profiles live inside a guardian account.
Minimal information
Age bands and optional display names instead of full dates of birth or identifying details.
No sensitive numbers
We never collect Social Security numbers, bank account numbers, passwords, or real balances.
You set the contact
Communication preferences belong to the adult account and can be changed at any time.
What we collect
- Adult contact name and verified email
- State and optional ZIP code
- Participant age group and your role
- Learner display name and age band
- Self-reported savings goals and activity progress
What we never collect
- Social Security numbers
- Bank account or routing numbers
- Real account balances
- Full dates of birth
- Home addresses or school names
Direct youth accounts and features that require additional personal information will not be activated until privacy, age-appropriate consent, and safeguarding processes have been reviewed.